Donna Coffin - ERA Key Realty Services - Distinctive Group



Posted by Donna Coffin on 9/14/2018

Believe it or not, curb appeal can make or break the home selling journey. If a house has a pristine front lawn, flawless siding and clutter-free walkways, it may make a positive first impression on potential buyers. And once buyers walk through this home, they may be ready to submit an offer to purchase the residence right away.

As a home seller, it generally is a good idea to do everything possible to boost your house's curb appeal. Lucky for you, we're here to help you enhance your residence's curb appeal so you can increase the likelihood of a fast, profitable property selling experience.

Now, let's take a look at three tips to help you transform your home's exterior from drab to fab.

1. Mow the Lawn

If tall grass and weeds cover your front lawn, you may want to give your lawn a makeover. Because if you mow the lawn, trim the hedges and perform other lawn care tasks, you may be able to bolster your lawn's appearance in just hours.

Of course, if you need expert lawn care assistance, professional landscapers are available. Landscapers can help you improve your lawn's appearance without delay.

2. Repair Cracked or Chipped Siding

If home siding is cracked or chipped, you may want to perform siding repairs. In some instances, you may be able to fill in minor cracks, chips or gaps in your home's siding on your own.

On the other hand, if your home's siding is old and beyond repair, you may want to hire a contractor to replace it. Get price quotes from several home siding professionals in your area. Then, you can determine which home siding professional can offer the best services at a price that matches your budget.

3. Remove Lawn Clutter

If you've decorated your front lawn with plastic flamingoes, lawn gnomes or other knick-knacks, you may want to remove them. By doing so, you can help buyers see the full potential of your house and allow them to envision what life may be like if they purchase your residence.

For those who have lots of lawn decorations, it may be beneficial to sell them at a yard sale or online. Meanwhile, if there are lawn decorations that you intend to keep, you may want to rent a storage unit for these items and other personal belongings.

As you search for ways to achieve the best-possible results during the home selling journey, you may want to hire a real estate agent too. If you have a real estate agent at your side, you can receive comprehensive guidance throughout the property selling journey. Plus, a real estate agent will respond to your home selling concerns and questions, ensuring you can make informed decisions as you navigate the property selling cycle.

Allocate time and resources to upgrade your house's curb appeal today, and you may be better equipped than ever before to enjoy a seamless home selling experience.




Categories: Uncategorized  


Posted by Donna Coffin on 9/7/2018

If you intend to sell your home, it often pays to hire an expert home appraiser. With this professional at your disposal, you can learn about the true value of your house relative to the competition and map out your home selling journey accordingly.

Ultimately, there are many reasons to work with a home appraiser, and these include:

1. You can gain insights into the housing market.

During a home appraisal, a property appraiser will inspect your residence from top to bottom. Then, this appraiser will offer a report that includes a valuation of your home.

A home appraisal report includes insights beyond the condition and age of your house. In fact, a home appraiser will look at the prices of similar houses in your area and evaluate your home in relation to comparable residences. By doing so, a home appraiser can provide a report that may help you prep to enter a buyer's or seller's market.

2. You can identify potential home problems.

Let's face it Ė no homebuyer wants to purchase a house with cracked siding or a leaky roof. Fortunately, a home appraisal can help you identify and resolve any potential problems early in the home selling process.

Typically, a home appraiser will look at a house's roof, its heating and cooling system and other interior and exterior features. If the appraiser discovers any home problems, these issues will be defined in an appraisal report.

Use a home appraisal report to understand assorted home problems Ė you'll be glad you did. Thanks to this report, you can take the necessary steps to mitigate various home issues.

3. You can establish a "competitive" price for your house.

As a home seller, your goal is to maximize the value of your residence. A home appraisal can help you do just that, as this assessment enables a home seller to define a "competitive" home price, regardless of the current real estate market's conditions.

When it comes to selling a house, performing a housing market analysis may prove to be insufficient. However, after a home appraisal, a home seller can better understand how a residence ranks against the competition and price it appropriately.

Establishing a competitive price from day one is essential for a home seller. And with a home appraisal, a home seller can set a fair price for a residence, increasing the likelihood of a fast home sale.

Before you list your residence, you should consider the aforementioned reasons to work with a home appraiser. If you employ a home appraiser today, you can boost your chances of accelerating the home selling cycle and maximizing the value of your house.

Lastly, if you need help finding a home appraiser, you should consult with a real estate agent. This housing market professional can offer unbiased home appraiser recommendations and put you in touch with the best home appraisers in your area. Perhaps best of all, a real estate agent is happy to provide expert advice throughout the home selling journey to ensure that you can get the best possible results.




Categories: Uncategorized  


Posted by Donna Coffin on 8/31/2018

Buying furniture is a big investment in time and money. If youíre trying to match the style and color scheme of your home perfectly, it can be difficult to find something thatís the right fit. 

This is a task made more difficult when many large furniture stores carry largely similar items that donít veer too far from the current trends.

If you want to buy unique furniture that meets your specific style it can seem like there are few options. However, there are many online stores where you can find just that, and so so by supporting small retailers and craftsmen.

In this article, weíre going to give you some advice on finding furniture that will make your home stand out. Read on for a list of how to find handmade and uncommon furniture for your home.

Buying local

One way to find unique furniture and support local craftsmen at the same time is to search for furniture makers in your area. Oftentimes a Google search will help you local nearby shops. However, you can also use websites like Craigslist to narrow your search down to your area.

If youíre having trouble finding people who make or refurbish furniture in your area, try searching for local businesses on websites like Yelp or Yellow Pages.  

Scavenge and refurbish

One way to guarantee that your furniture will be unique is to buy antique or discarded items and then pay a craftsman to refurbish and alter the item. This is particularly common with sofas and chairs.

Upholstering is an art form that requires a good idea, both for restoration and customization. Oftentimes you can find inexpensive, but well-worn, furniture at thrift stores, flea markets, yard sales, and on Craigslist at very cheap prices.

Sometimes itís just a matter of sanding, staining, or painting old furniture to give them a new life in your living room or kitchen. Whatís more, when you take on a DIY project to refurbish a piece of furniture it will have added meaning and value to you, and you could discover a new hobby that youíre interested in along the way.

Online stores

There are a number of online retailers who sell handmade or refurbished furniture. One of the most popular web stores right now is Etsy. On Etsy, you can find craftsmen and refurbishersí work who you appreciate and follow them to see what they have in stock.

Before Etsy, Ebay was the leading place to buy handmade and refurbished items online. To this day, Ebay still has a wide selection of items. Since many items on Ebay are auctioned, you also have the potential of winning a bid at a low price.

A third option would be to seek out the hundreds of small furniture shops online. A benefit or seeking out the manufacturer directly is that you get a chance to learn about the product and ask about customization.

Those are just some of the ways to find unique, handmade furniture for your home. Remember to be patient and to ask questions while furniture shopping to make sure you find the perfect fit for your room.





Posted by Donna Coffin on 8/24/2018

Before you meet with lenders to refinance your home, thereís certain steps that you should take to make sure that you are ready to refinance and that the entire process will go smoothly. Whether you want to do a renovation or just get a lower interest rate, refinancing can be useful. These tips will be very helpful to you in making an informed decision.  


The Numbers Wonít Lie


Just like when you first purchase a home, youíll need to take a look at your own financial situation to see if refinancing actually makes sense for you. If youíre less than 30 years from retirement, you may want to rethink getting another mortgage that starts from scratch. You can always consider a 15-year mortgage, knowing that your monthly payments will be higher, giving you some breathing room from another 30 years of mortgage payments.  


Know Your Credit Score


You should be checking in on your credit report periodically in order to catch any red flags early. Youíll also know and understand any weak spots in your credit. Youíll have time to eliminate any errors and give your score time to readjust. 

You should also get an idea of where you stand with your credit score. Credit card companies often provide this. Thereís also a few free services that exist to help you obtain your credit score. Knowing this information can be very helpful when youíre looking to refinance a home.


Find Out Your Homeís Value


Lenders want to know that you donít owe more than 80% of what your home is worth. An appraisal will be a part of the refinance process, but before you even start, it will be helpful to know how much you owe versus how much your home is worth. If you owe more than your home is worth, you may want to reconsider doing the kitchen over or going for that lower interest rate. Moving might be a better option financially.  


Get Your Finances Straight


A lender likes to know that youíre in good financial standing before they grant you a loan. Work on paying down your credit card balances and donít max out any cards that you do have. All this can hurt your credit and your chances of obtaining a loan. You can even talk to some lenders beforehand in order to see if refinancing is a good idea. 


Do Your Homework


All lenders are not created equal. You can start with your current lender when it comes to refinancing. Since they want to keep your business, your lender will hopefully have some good deals for you. Youíll need to take some time to compare rates from different companies and find the lowest rates available. If you do your homework, youíll be able to get the best deals and not regret your refinancing decision.




Categories: Uncategorized  


Posted by Donna Coffin on 8/17/2018

There is no right or wrong time to sell a home. However, it is important to remember that selling a home is a life-changing decision. And as such, the decision to sell a home should not be taken lightly.

If you are unsure about whether now is the right time to add your house to the real estate market, there is no need to stress. For those who understand all of their options, they can make an informed decision about selling a residence.

Meanwhile, if you ultimately decide to list your residence, there are several things you can do to boost the likelihood of enjoying a successful home selling experience. These include:

1. Analyze Your Home's Condition

The condition of your home can have far-flung effects on your home selling experience. If you allocate time and resources to analyze your house's condition, you may be able to identify problems that otherwise could slow down the home selling journey. Then, you can address these issues before they escalate.

Oftentimes, it helps to conduct a home inspection before you list your residence. This inspection will enable you to quickly identify any underlying problems with your residence and determine the best ways to correct these issues.

2. Learn About the Local Housing Market

The local housing market may impact how much a buyer is willing to pay for your residence. For example, if an abundance of high-quality residences is available, a buyer has no shortage of options at his or her disposal. In this instance, home sellers likely will need to do everything possible to stir up interest in their houses due to the sheer volume of properties available to buyers.

If you learn about the local housing market, you can determine whether a buyer's or seller's market is in place. For instance, if the number of homes exceeds the number of property buyers, the real estate market likely favors buyers. Or, if the number of homebuyers exceeds the number of top-notch homes available, the real estate market likely favors sellers.

Don't forget to review the prices of homes in your city or town that are comparable to your own, either. That way, you can use this housing market data to establish a competitive initial asking price for your residence.

3. Collaborate with a Real Estate Agent

A real estate agent is a home selling expert who can guide you along each stage of the property selling journey. As a result, a real estate agent will make it easy for you to sell your home and maximize your house sale earnings.

In addition, a real estate agent can provide helpful resources as you navigate the home selling journey. And if you ever have home selling concerns or queries, a real estate agent is prepared to respond to them.

Ready to list your residence? Take advantage of the aforementioned tips, and you could reap the benefits of a successful home selling experience.




Categories: Uncategorized